Hearing aid prices range from $1,000 to $6,000 per pair, depending on the technology level and features
A single hearing aid typically costs between $500 and $3,000. Most people need two — one for each ear — so you are looking at $1,000 to $6,000 total. The price depends mainly on how advanced the device is, not on the brand name or where you buy it. A basic model that amplifies sound costs less than one that automatically adjusts to different environments, connects to your phone, or filters out background noise.
The price you see at a hearing aid center usually includes the device itself, a fitting appointment, programming to match your hearing loss, follow-up visits for adjustments, and a warranty — often two to three years. Some centers bundle in cleaning and repairs during that time. If you shop around, you will find the same model priced differently at different locations, sometimes by hundreds of dollars, so it is worth calling more than one place.
Over-the-counter hearing aids, sold online or at drugstores without a hearing test or fitting, cost $200 to $1,500 per pair. These are not custom-fitted and work best for mild hearing loss. They do not include professional programming or follow-up care, which is why they cost less.
Key Takeaways
- Hearing aids from a professional audiologist or hearing aid center typically cost $1,000 to $6,000 per pair and include fitting, programming, and follow-up visits.
- Over-the-counter hearing aids cost $200 to $1,500 per pair but do not include professional fitting or adjustments for your specific hearing loss.
- Medicare covers hearing aid costs for some beneficiaries through Original Medicare Part B, but coverage rules and amounts vary by state and plan.
- Many private insurance plans do not cover hearing aids, though some offer a small annual benefit or discount; checking your plan documents is the only way to know.
- Veterans, Medicaid recipients, and people with low incomes have separate programs that may cover part or all of the cost.
What Medicare covers for hearing aids
Original Medicare Part B covers hearing aids for beneficiaries in certain states. As of 2024, coverage is available in some states but not others, and the amount covered varies. You will need to check with your state's Medicare program or call 1-800-MEDICARE to find out whether your state covers hearing aids and what the benefit amount is.
If your state does cover hearing aids under Part B, you typically pay 20 percent of the cost after you meet your Part B deductible. The program usually covers one pair every three years. You must see an audiologist or otolaryngologist (ear, nose, and throat doctor) who accepts Medicare to get the benefit.
Medicare Advantage plans (Part C) may cover hearing aids, but each plan sets its own rules. Some plans cover them fully, some offer a discount, and some do not cover them at all. Check your plan's coverage document or call the plan directly to find out what it pays.
Private insurance and hearing aid discounts
Most private health insurance plans do not cover hearing aids. Some offer a small annual benefit — often $500 to $1,000 — that you can use toward the cost. Others offer a discount through a partner hearing aid company, meaning you pay a reduced price but the insurance does not pay the provider directly.
The only way to know what your plan covers is to call the customer service number on your insurance card and ask specifically about hearing aid coverage. Ask whether there is an annual benefit amount, whether you need a referral or prior approval, and whether you must use a specific provider or network.
Some employers offer hearing aid coverage as part of their retiree health plan. If you are retired and have coverage through a former employer, check your plan documents or call the benefits administrator to see whether hearing aids are included.
Medicaid and state programs for low-income adults
Medicaid covers hearing aids in most states, but the rules differ by state. Some states cover one pair every three years; others cover them more often. Some require prior approval before you buy; others reimburse you after you purchase. A few states do not cover hearing aids at all.
To find out what your state's Medicaid program covers, contact your state Medicaid office directly. You can find the phone number at medicaid.gov or by calling 1-800-MEDICARE and asking for your state's Medicaid number. You will need to be enrolled in Medicaid to use this benefit.
Some states also run separate hearing aid programs for older adults or people with disabilities who do not may have access to for Medicaid. Your state's aging office or disability services office can tell you whether such a program exists and how to reach it.
Veterans' hearing aid benefits
The Department of Veterans Affairs (VA) covers hearing aids for may be able to access veterans at no cost. You do not pay anything out of pocket — the VA pays the full price. The VA also provides follow-up care, adjustments, repairs, and replacement batteries for free.
To use this benefit, you must be enrolled in the VA health system. If you are not already enrolled, you can start the process at va.gov or by calling 1-800-MY-VA411. The VA will schedule you for a hearing test and then fit you with hearing aids if you need them.
How to compare prices and find discounts
Call at least three hearing aid centers or audiologists in your area and ask for the price of a specific model at a specific technology level. Ask what is included in the price — fitting, programming, follow-up visits, warranty, and repairs. This will help you compare apples to apples.
Some hearing aid manufacturers offer patient information programs that reduce the cost if your income is below a certain level. Starkey, Phonak, Widex, Oticon, and Signia all have programs. You can ask your audiologist whether you may have access to, or contact the manufacturer directly.
Costco and Sam's Club sell hearing aids at lower prices than many independent centers, though you must be a member. The devices are the same brands sold elsewhere, and the fitting and follow-up care are included. If you are not a member, the membership cost may still make it worth your while.
Some nonprofit organizations offer reduced-cost or free hearing aids to people who cannot afford them. The Hearing Loss Association of America (hearingloss.org) maintains a list of local programs. You can also call 211 and ask whether your area has a hearing aid information program.
What happens if you cannot afford a hearing aid right now
If cost is the barrier, start by finding out what your insurance or government programs cover. You may have a benefit you do not know about. Call your insurance company, your state Medicaid office, or your local Area Agency on Aging to ask.
If you do not have coverage, ask the hearing aid center whether they offer a payment plan. Many do, spreading the cost over 12 to 24 months with little or no interest. Some centers also offer discounts if you pay in full upfront.
Over-the-counter hearing aids are an option if your hearing loss is mild. They cost much less and do not require a professional fitting. They are not right for everyone, but they may be worth trying while you save up for a professional device or wait for coverage to become available.
Frequently Asked Questions
Do I need a hearing test before I buy a hearing aid?
If you are buying from a professional audiologist or hearing aid center, yes — they will do a hearing test to measure your hearing loss and program the device to match it. Over-the-counter hearing aids do not require a test, but a test helps you know whether an over-the-counter device will work for you or whether you need a professional fitting.
Will my hearing aid cost more if I have severe hearing loss?
Not necessarily. The price is based on the technology level and features, not on how much hearing loss you have. However, severe hearing loss may require a more powerful device, which is usually in a higher price range. Your audiologist can tell you what technology level your hearing loss requires and what that costs.
How long do hearing aids last?
Most hearing aids last three to seven years before they need to be replaced. The lifespan depends on how well you care for them and how often they are repaired. This is why the warranty and repair coverage included in the price matter — they protect you if something breaks during the first few years.
Can I return a hearing aid if I do not like it?
Most hearing aid centers offer a trial period, usually 30 days, during which you can return the device for a refund or exchange. Some centers charge a restocking fee of $100 to $300 if you return them; others do not. Ask about the return policy before you buy.
What if I only need one hearing aid, not two?
If you have hearing loss in only one ear, you may only need one device. However, most audiologists recommend two hearing aids even if one ear is worse than the other, because two devices help your brain process sound more naturally. Ask your audiologist whether one or two is right for your situation. The price per device is usually the same whether you buy one or two.