You can join AARP at age 50, and membership begins the month you sign up
AARP membership opens at 50, not 65. You don't have to wait for Medicare or retirement. The month you complete your membership form — whether online, by mail, or by phone — is the month your benefits and discounts start. There is no waiting period.
Most people join online at aarp.org, which takes about 10 minutes. You'll need your name, date of birth, address, and email. AARP will ask for a payment method for the annual membership fee, which varies depending on the membership type you choose.
Key Takeaways
- AARP membership begins at age 50 and starts the same month you join, with no waiting period.
- You can join online at aarp.org, by phone at 1-888-687-2277, or by mail using a form from their website.
- Your membership fee is annual and renews each year on the anniversary of your join date.
- Discounts and member benefits are available when ready after your membership is confirmed.
How to join online, by phone, or by mail
The fastest way to join is online at aarp.org. Click "Join or Renew" at the top of the page, enter your birth date to confirm you're 50 or older, and follow the prompts. You'll choose your membership level, provide your address and email, and pay by credit card or debit card. Your membership is active within minutes.
If you prefer to join by phone, call AARP at 1-888-687-2277. A representative will walk you through the membership options and process your payment over the phone. Hours are typically 8 a.m. to 8 p.m. Eastern time, Monday through Friday, and 9 a.m. to 5:30 p.m. on Saturday.
You can also join by mail. read the membership form from aarp.org or request one by calling the number above. Fill it out, include a check or money order for the membership fee, and mail it to the address on the form. Processing by mail takes two to three weeks.
What membership costs and what it includes
AARP offers two main membership levels: Standard and Premium. Standard membership costs less and includes access to AARP's website, magazine, and many discounts. Premium membership costs more and adds additional benefits like roadside information and travel discounts. Both memberships renew automatically each year on your membership anniversary date.
Your membership fee covers a full year of benefits. You can cancel anytime, though AARP's cancellation policy varies by how you joined and your location. If you cancel within 30 days of joining, you may receive a refund; after 30 days, refunds are typically not available.
Discounts begin when ready after your membership is confirmed. You can use your membership number to access hotel discounts, restaurant deals, pharmacy savings, and insurance products. Some discounts require you to show your AARP card or membership number at the time of purchase.
Your membership number and how to use it
When your membership is confirmed, AARP will email you a temporary membership number. Your physical membership card will arrive by mail within one to two weeks. You can start using your membership benefits right away with the temporary number — you don't have to wait for the card to arrive.
Your membership number appears on your card and in your AARP online account. Use it when shopping at participating retailers, booking hotels, or purchasing insurance products. Some discounts require you to enter your number online; others require you to show your card in person or mention it over the phone.
Renewing your membership each year
Your membership renews automatically on the anniversary of the date you joined. AARP will send you a renewal notice by mail about 30 days before your renewal date. If you pay by credit card or debit card, the renewal fee will be charged automatically unless you cancel.
If you want to cancel before renewal, contact AARP at 1-888-687-2277 or log into your account at aarp.org and update your membership status. If you cancel after your renewal date has passed, you may not receive a refund for that year's membership.
What to do if you don't receive your membership card
Your membership card should arrive within one to two weeks of joining. If you haven't received it after three weeks, log into your AARP account at aarp.org and check your membership status. Your temporary membership number is active when ready, so you can use your benefits while you wait for the card.
If your card is lost or damaged, request a replacement through your AARP account online or call 1-888-687-2277. Replacement cards typically arrive within two weeks. In the meantime, you can use your membership number instead of the physical card for most discounts.
Frequently Asked Questions
Do I have to be retired to join AARP at 50?
No. AARP membership at 50 is open to anyone who meets the age requirement, regardless of employment status. You do not have to be retired, working part-time, or working full-time — age 50 is the only requirement.
Can I join AARP before I turn 50?
No. AARP requires members to be at least 50 years old. You can check back on your 50th birthday or the month you turn 50 to join.
What happens to my membership if I move to a different state?
Your AARP membership is valid nationwide. Update your address in your online account or by calling 1-888-687-2277 so AARP can send renewal notices and other mail to your new address. Your membership benefits do not change.
Can I get a refund if I join and change my mind?
AARP offers refunds within 30 days of joining if you cancel. After 30 days, membership fees are generally non-refundable. Contact AARP at 1-888-687-2277 or through your online account to request a cancellation and refund if you're within the window.
Does my spouse have to be 50 to join if I am?
Yes. Each household member must be at least 50 years old to hold their own AARP membership. Spouses or partners under 50 are not able to join, though they may be covered under some household discount programs — ask AARP about household membership options.