AARP membership gives you access to discounts, publications, and information about programs for people 50 and older

AARP is a nonprofit organization that offers membership to people age 50 and up. When you join, you get a membership card, access to discounts at retailers and service providers, a subscription to AARP Magazine and the AARP Bulletin newsletter, and the ability to use AARP's website to research Medicare, Social Security, and other programs that affect older adults. AARP does not run government benefit programs itself — it provides information about them and advocates for policy changes.

The organization charges an annual membership fee (currently $16 per year for standard membership). Some people confuse AARP membership with government benefits like Medicare or Social Security. Those are separate programs run by federal agencies. AARP's role is to help you understand how those programs work and to connect you with resources in your community.

Key Takeaways

  • AARP membership costs $16 per year and includes discounts, magazines, and access to educational resources about Medicare and Social Security.
  • AARP does not determine your may be able to access for government benefits or process your applications — it provides information to help you understand your options.
  • AARP offers discounts through partner companies like hotels, car rental agencies, and pharmacies, though discounts vary by location and membership level.
  • AARP's website and local chapters can direct you to community programs like tax preparation help, caregiver support, and housing counseling.
  • You must be 50 or older to join AARP, and membership is open to U.S. citizens and permanent residents.

What comes with your AARP membership

When you pay your annual membership fee, you receive a membership card and access to AARP's website. The website includes articles and guides about Medicare enrollment, Social Security claiming strategies, prescription drug coverage, long-term care planning, and caregiving. You also get AARP Magazine (a bimonthly print publication) and the AARP Bulletin (a monthly newsletter with news and practical information).

AARP members can also join local AARP chapters in their area. Chapters often host free educational events about Medicare, Social Security, and other topics. Some chapters run volunteer tax preparation services (Tax-Aide) or connect members with local resources like meal programs, transportation, and housing information.

Discounts available to AARP members

AARP negotiates discounts with national and regional companies. Common discounts include reduced rates at hotel chains (Hilton, Wyndham, Choice Hotels), car rental agencies (Hertz, Budget, Avis), and some restaurants and retailers. Pharmacy discounts are available at chains like CVS and Walgreens, though these discounts do not replace Medicare prescription drug coverage — they are separate offers for members who pay out of pocket.

Discounts vary by location and change over time. The best way to see what is available to you is to visit AARP's website or call their membership line. Some discounts require you to show your membership card or use a code at checkout; others are automatic when you mention you are an AARP member.

How AARP differs from government benefit programs

AARP is a private nonprofit organization. It does not run Medicare, Social Security, Medicaid, or any other government benefit program. AARP does not collect your taxes, determine your may be able to access for benefits, or process your claims. Those functions belong to federal agencies like the Social Security Administration, the Centers for Medicare and Medicaid Services, and state Medicaid offices.

What AARP does is publish guides and articles explaining how those programs work, host events where experts answer questions, and advocate for policy changes on behalf of its members. If you need to enroll in Medicare or claim Social Security, you will work directly with those government agencies, not with AARP. AARP's role is to help you understand what to expect and what documents you will need.

AARP's community programs and volunteer services

Beyond membership discounts, AARP runs several volunteer-led programs. Tax-Aide offers free tax preparation for people with low to moderate income, usually during tax season. Caregiving support groups meet in many communities to help people who are caring for aging parents or spouses. Some chapters also coordinate volunteer drivers for medical appointments and grocery trips.

These programs are free to AARP members and non-members alike. To find what is available in your area, visit AARP's website and search by your zip code, or call your local AARP chapter directly. Availability varies by location — not every chapter runs every program.

How to join AARP and manage your membership

You can join AARP online at aarp.org, by phone at 1-888-687-2277, or by mail. You must be 50 or older and a U.S. citizen or permanent resident. The annual membership fee is $16. When you join, you will receive your membership card by mail within two to three weeks.

Once you are a member, you can log into your account on AARP's website to update your contact information, manage your magazine subscription, and view member-only content. You can also pause or cancel your membership at any time. If you have questions about your membership, call AARP's member services line at 1-888-687-2277.

Frequently Asked Questions

Do I have to be an AARP member to read AARP's guides about Medicare and Social Security?

No. Much of AARP's educational content is available free on their website to anyone, whether or not you are a member. Membership gives you access to additional resources, the magazine, and discounts, but you do not need to join to read basic information about how programs work.

Can AARP help me enroll in Medicare or claim Social Security?

AARP can point you toward resources and explain the process, but it does not process applications or enrollments. To enroll in Medicare, contact Medicare directly at 1-800-MEDICARE or visit Medicare.gov. To claim Social Security, contact the Social Security Administration at 1-800-772-1213 or visit ssa.gov.

What if I am under 50 — can I still join AARP?

No. AARP membership is limited to people 50 and older. If you are younger and interested in AARP's content, you can read many of their articles and guides on their website without a membership.

Are AARP discounts worth the $16 annual fee?

That depends on how often you travel, eat out, or use partner services. If you stay at a hotel or rent a car even once a year, the discount often covers the membership cost. The magazine and access to educational resources are included, so the value varies by person.

Is AARP a government agency?

No. AARP is a private nonprofit organization. It is not part of the federal government, though it works with government agencies and advocates for policy changes that affect older adults. Your AARP membership does not enroll you in any government program.