What AARP offers on orthotics and shoe inserts

AARP does not run its own orthotics program or negotiate group discounts on custom orthotics made by podiatrists or orthopedic specialists. However, AARP members can access discounts on over-the-counter shoe inserts and arch supports through the AARP Pharmacy and the AARP Health Store, which carry brands like Superfeet, Powerstep, and Spenco at reduced prices compared to retail.

The discount level varies by product and changes periodically. AARP members typically receive 10 to 25 percent off these items when ordering online or through mail order. For custom orthotics prescribed by a doctor, your best route is your health insurance plan, not AARP — Medicare Part B covers custom orthotics if a podiatrist or physician orders them, and many supplemental insurance plans do the same.

Key Takeaways

  • AARP discounts explore to over-the-counter inserts and arch supports sold through the AARP Health Store and AARP Pharmacy, not to custom orthotics made by a specialist.
  • Medicare Part B covers custom orthotics prescribed by a doctor, which usually costs less than buying them at retail even without an AARP discount.
  • You do not need to be an AARP member to buy orthotics from a podiatrist or orthopedic specialist — insurance coverage depends on your plan, not your membership status.
  • Over-the-counter inserts from the AARP Health Store may be cheaper than a drugstore but are not necessarily cheaper than buying the same brand directly from the manufacturer online.

How AARP pharmacy discounts work for shoe inserts

When you order through the AARP Health Store or AARP Pharmacy, you log in with your AARP membership number and browse the orthotics section. The discounted price appears at checkout. Shipping is usually included for orders over a certain amount, though that threshold changes.

These are not prescription items — they are the same over-the-counter products you would find at a drugstore or sporting goods store. The discount is straightforward a negotiated rate between AARP and the vendor. You can compare the AARP price to the manufacturer's website and to Amazon or other retailers before you buy, because the discount is not always the lowest price available online.

Custom orthotics and insurance coverage instead of AARP discounts

If your doctor prescribes custom orthotics because you have flat feet, plantar fasciitis, diabetes, or another medical condition, your insurance is the primary way to reduce cost. Medicare Part B covers custom-made shoe inserts when a podiatrist, orthopedic surgeon, or primary care doctor orders them as treatment for a specific condition. You typically pay 20 percent of the approved amount after you meet your deductible.

Many supplemental insurance plans (Medigap) also cover orthotics at the same rate as Medicare Part B. If you have a Medicare Advantage plan (Part C), coverage varies by plan — call your plan's customer service line to ask whether custom orthotics are covered and what your out-of-pocket cost would be.

Private insurance plans cover custom orthotics differently depending on the plan. Some require a referral from your primary care doctor; others cover them only if ordered by a podiatrist. Check your plan's website or call the number on your insurance card to learn your coverage before you see a specialist.

When to buy over-the-counter inserts versus custom orthotics

Over-the-counter inserts work well for mild arch pain, general comfort, or prevention — many people use them for standing jobs or long walks. They cost $30 to $80 per pair and are ready to use when ready. AARP discounts can bring that down by $5 to $20 depending on the brand.

Custom orthotics are made from a mold or scan of your foot and are designed for your specific gait and foot shape. They cost $300 to $800 per pair but are covered by insurance if prescribed for a medical reason. They take one to two weeks to arrive and often require a follow-up visit to adjust the fit. Custom orthotics are worth pursuing if over-the-counter inserts have not helped after four to six weeks, or if you have a diagnosed condition like diabetes, severe flat feet, or arthritis that affects how you walk.

Other AARP health discounts that may help with foot care

AARP negotiates discounts on other health products and services that relate to foot health. The AARP Health Store carries compression socks, diabetic socks, and foot care creams at member prices. Some AARP-affiliated dental and vision plans include podiatry services, though coverage varies by plan and location.

AARP also offers discounts on hearing aids, mobility aids, and other durable medical equipment through partner vendors. These discounts are separate from insurance and are available to members only. You can browse the full list of health product discounts on the AARP website under the Health Store section.

How to compare AARP prices to other retailers

Before you buy orthotics through AARP, write down the brand name and model number of the insert you want. Then search for that exact product on the manufacturer's website, Amazon, Zappos, and a local drugstore or sporting goods store. Note the price at each place, including shipping if it is not free.

Compare the AARP price to the lowest price you find elsewhere. If AARP is cheaper, order through your membership account. If another retailer is cheaper, buy there instead — AARP membership is not worth paying more for a product you can get elsewhere for less. Many manufacturers offer their own loyalty programs or seasonal sales that can beat AARP's standard discount.

Frequently Asked Questions

Does AARP cover the cost of orthotics prescribed by my doctor?

No. AARP discounts explore only to over-the-counter products sold through the AARP Health Store. For prescription orthotics, your health insurance covers the cost, not AARP. Medicare Part B covers custom orthotics ordered by a doctor, and many supplemental plans do too.

Can I use my AARP discount on orthotics at a local shoe store or podiatrist's office?

No. AARP discounts are available only when you order through the AARP Health Store or AARP Pharmacy online. Local retailers and medical offices do not participate in the AARP discount program. You can ask your podiatrist whether they offer any in-office discounts on over-the-counter inserts.

Are AARP orthotics the same quality as ones I would buy at a drugstore?

Yes. AARP sells the same brands and models you would find at a drugstore or online — Superfeet, Powerstep, and others. The only difference is the price. Quality depends on the brand and your foot type, not on where you buy it.

What if I need orthotics but do not have insurance?

Start with an over-the-counter insert from the AARP Health Store or another retailer — many people find relief without spending on custom orthotics. If over-the-counter inserts do not help, ask a podiatrist about payment plans or sliding-scale fees. Some community health centers offer podiatry services on a sliding scale based on income.